When we talk about a new bank, we think of reduced fees and dematerialized cards. In fact, this definition is a classic bank definition, slightly updated. This fact is about to change. A company is planning to launch a real new bank, a real UFO, something never seen before. Imagine for a moment that you are able to get payday loans from your income play to earn (P2E). It’s not just about making the new out of the old. It’s about bringing banking into a new ecosystem, the metaverse. Zelf, the Metaverse Bank, is about to take over the world. Elliot Goichman gives us his view of things exclusively.
Zelf proposes to finally unify Web3
Since 2021, the world has been witnessing the emergence of Web3. NFTs revolutionized the art market, and play to earn (P2E) allowed gamers to earn more than their parents, and cryptocurrencies served as the infrastructure for this emerging and thriving economy.
Only, all these worlds, although closely related, develop independently. Cryptocurrencies are not necessarily suitable for these different uses. We can see this from Ethereum (ETH) gas fees that have slowed the explosion of the NFT market. NFTs themselves are not yet ready for widespread adoption on a large scale. A platform like OpenSea is still too complex for a novice to use. ” OpenSea is a huge marketplace for buying and selling NFTs, but is it convenient to use? Is buying easy for beginners? When a user logs in with a wallet, he can’t even receive notifications about offers made to himsays Eliot Guichman, CEO of Zelf.
P2E games are full of promise, too. Only, after several months, the candidates had the right to take a cold shower. Many Play-to-Earn projects, launched as groups of NFTs, have no vision. It does not allow for satisfactory gameplay, and it will never be able to truly compete with the giant studios that dominate the video game market. However, the idea of being able to tangibly own your inventory, and being able to sell it and move it from one game to another, is an attractive one. This could revolutionize the gaming experience for users, and blow up the video game market on a nuclear scale.
The play to earn The video game standard of the future?
And for that, Zelf has an ambition that goes beyond just creating the project play to earn isolated. Instead of launching new video game studios, instead of waiting decades to achieve the same popularity that it has fortnitewhere Call of duty Why not just accompany these games in the metaverse? Why would you want to replace them when we can use their power and share ours with them? It’s Elliot Guichman’s idea.
” The biggest challenge will be convincing the traditional game industry to open its games to Play-to-Earn. In a way, it would be like what Steve Jobs had to do to convince music companies and audiobook publishers to sign up for iTunes.»
However, the latter will gain everything. Providing a better gaming experience, at a time when the only innovation was Call of dutyIt was the implementation of the situation battle royalea dim version of its free competitor,fortnite . At the moment, the only hope for players is very bleak: the war in Ukraine can offer new ideas for Activision, the studio of the saga. Call of duty .
So there are things that everyone can win. Players will have access to a new experience, studios can offer new and innovative things, and Zelf can be the nerve of this new war, supporting this new economy. Because if the items we win in video games become commodities that we can buy, trade and sell, there will be a market. And in the case of a market, we can provide the traditional financial services that exist in the markets. Loan, loan, consumer credit…
Zelf, the first real new bank
This is where Zelf really becomes a new bank. Or rather 3.0 Bank. ” Imagine: getting a loan with collateral game lootAt rates that are more advantageous than those of conventional banks. Or expand players’ ability to purchase in games by entering the systemBuy Now Pay Laterin video games. And unlike a traditional bank, we can analyze your performance in games through your Steam profile and generate a credit score based on your skills.»
Undoubtedly, this new bank will not be an encrypted platform like OpenSea or Binance, which cannot be deciphered like Rosetta Stone for people born before 1990. Here again, Zelf surprises and innovates with the applications that are today the most widespread and most widely used in the world : instant messaging.
“ZELF is already available for all major messengers: WhatsApp, Facebook, Discord, Telegram and Viber. At Slush’s show in Tokyo, we explained that ZELF works with LINE and WeChat, but that they will be enabled for our next launch in Southeast Asia.If the ability to transact via messages sounds amazing, wait until you see the next step. “The next steps will be Instagram, iMessage, and TikTok when their API becomes available.“So it’s not a simple WhatsApp integration, which is really an achievement in itself.”The ultimate goal is a completely neutral banking experience, a truly one-stop bank, from the most rudimentary SMS interfaces to evenrobotsFrom messaging to voice interaction fully powered by AI.“.
A future that is hard to imagine, but it has already begun thanks to Zelf. And why not ultimately use that power over goods, money transfers, and bills in the real world? Digital payment will be as fast and easy as handing over a €10 note. In the words of Elliot Goichman:We must be present wherever there are financial exchanges“.
Get a summary of the news in the cryptocurrency world by subscribing to our new daily and weekly newsletter so you don’t miss any of the Cointribune essentials!
Marc Antoine Chuan Politi
Founded by Marc-Antoine CAEN POLETTI in 2021, Alt Write SEO is a content writing agency specializing in cryptocurrency, blockchain, and NFTs. It finds its roots in 2016 with the French crypto club, whose current president is Marc Antoine. Our mission is to support French-speaking crypto companies to make France the first crypto country in the world.